| Investment Vehicle | Individually owned securities through SEI Private Trust Company or maney managers offered through Lockwood Financial Services. |
| Strategy | Customized investment accouts, based on the investors financial goals, providing flexibility of design and cost basis control through invdividually owned securities. |
| Who Should Consider This Strategy | Investors who want the highest level of money management, the ability to individualize their portfolio and control taxes. |
Fee Schedule**
| Fees vary depending on the asset class model, the money managers used and the volume of assets under management. 1.05% to 2.00% annually. |