| Investment Vehicle | Stocks, bonds, no-load mutual funds. Accounts are held in brokerage at TD Waterhouse | | Strategy | Strategic Asset Allocation designed around current investments. Tactical reallocation based on market and investment changes. | | Who Should Consider This Strategy | Investors with existing portfolios who wish to achieve a greater level of efficiency through effective diversification. | Fee Schedule**
| | Managed Assets | Annual Rate | | $200,000 to $499,999 | 1.25% | | $500,000 to $999,999 | 1.00% | | $1,000,000 or more | .75% | | |